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Wednesday, April 7, 2021

11 Savvy Ways to Spend Leftover Spring Budget



Living on a budget...

    Living on a budget is REWARDING and has its pros. One of the best results is having LEFTOVER money to spend on things that will bring us the most joy and benefits. In hopes of kicking my own spending addiction to the curb (girl, the struggle is real), I comprised a list of 11 SAVVY ways to spend that leftover cash after staying on your Spring budget. 

    I comprised this list with most things taking only $5+ to start doing. Yes... that's right, one whole five-dollar bill. Y'all, it only takes a little bit and some creativity to change things up! Instead of blowing the hard-earned leftover money that you held on to because, you know, you're a responsible queen, here are some good places to start out in your conquest of rewarding yourself.

    *Disclosure: I only recommend products I would use myself, and all opinions expressed here are our own. This post may contain affiliate links that I may earn a small commission at no additional cost to you.



    Let me start off by saying, EVERY DOLLAR SPENT TRAVELING is WORTH IT. Thanks for coming to my Ted Talk... but on a serious note, traveling is the gateway to memory-making, learning about yourself, and the world around you. The awesome part about traveling is that it isn't as expensive as you may think. I bet you that there are great places within driving distance to you that wouldn't cost a plane ticket or even a hotel. If you are an explorer/let's just get on a plane and go somewhere type of person like me, though, there are great tools that I'll dive into that I use ALL the time to get the best deals.

    Although this isn't a step-by-step walkthrough on how to use Google, it's the holy grail for finding those places and gems near you that you've never heard of. You're going to be shocked by all the results that will pop up by typing, "places to road trip near me." Another free tool that is great for exploring is INSTAGRAM. Hop on the discover page and search "destination (your city here)" and see all the results that pop up. This is a tool I use to find new places to shoot photos and get new content.

"But CorofCor, I want to get on a plane" - I got you! Here are my favorite sites I use to get cheap flights to cool places: Skyscanner, Skiplagged


    Taking that extra money and starting a new avenue of income in your life is a great idea. You have to start somewhere, so why not now? When I started my Louis Vuitton Resale business, the start-up fees were nothing to set up on Facebook and Instagram. Getting the shipping items and everything else needed to start promoting costs under $50. Now, of course, the most expensive items for my business were the vintage Louis Vuitton's; however, that initial investment WILL pay off, and I've already sold my first wallet, doubling my profits.

    It's 2021, start an online business, start that business that you keep thinking about, start that business that people say you couldn't do. Lift your head up high, don't overthink it too much, and remember one of the most important steps is starting. Taking that extra money and putting it into a new business is a savvy investment.

    

    When it comes to this, always remember one question, "Do you remember 2020?". I hope that through all that 2020 had to offer us, we all learned the importance of having a stash of emergency funds to cater to the unknowns. David Ramsey, financier legend, always encourages people to have AT LEAST $1,000 in an emergency fund for unexpected dire situations. Having an emergency fund should be of the utmost importance with everything happening today, and you shouldn't sleep on this savvy move.


    This is a savvy way to spend some extra coin! A capsule collection is basically all the essentials needed to make basic outfits in your wardrobe. Last summer, I spent under $150 on Amazon for all the basics needed to create over 25+ outfits. Honestly was the best money spent at that time because I got the staples needed to create SO MANY outfits. Here are some of the links I used to get my Capsule Collection on Amazon:

    This should always be priority number one, always! There are many great platforms, such as Skillshare, that you can pay a small amount of money and learn a new skill. It's never a bad idea or never too late to learn a new skill or take on a new interest. You wake up with yourself every morning, and you take yourself to bed every night, so why not increase your knowledge to better your life? Small investments in yourself lead to big outcomes!

    I'm sure by now it is safe to say that everyone has heard of Bitcoin. Fun fact, Bitcoin's starting price was mere pennies in comparison to what it is now. There is an app I use called Coinbase that I personally use and love. Coinbase's cool thing is that you can actually invest infractions instead of paying for an entire stock. In other words, you can buy .25 of Bitcoin instead of having to purchase one whole Bitcoin for tens of thousands of dollars.
    
    Having little to no previous knowledge of cryptocurrency, Coinbase made it easy to understand and research different options. There is no minimum to invest, which is a nice perk. This could be a savvy avenue to invest in given research and good judgment.

    Redecorating for the change of seasons, changes in one's life or just a need for a change are all great reasons to redecorate. I love a good redecorating moment! A savvy way to spend some leftover money is to invest in your space and revamp the vibe. One of my ALL time favorite places to shop is definitely Target for revamping a space. For my balling on budget queens, Dollar Tree has amazing things to decorate with, all for only $1.


    You only have one body. Period. So taking some leftover money to invest in your health is honestly crucial. Whether that means investing in a gym membership, setting up an at-home workout space, or buying workout clothes that will motivate you to hit those fitness goals, that is true money that is well spent. During quarantine, I bought a jump rope and, for $9, got the best workouts in and lost 10 pounds during the madness of the stay-at-home orders. It got me in shape and made the situation way more bearable. Here is the jump rope I purchase and use regularly:

    Look, we all use them, and if you're like me, I'm constantly on mine. It is worth spending that extra money on a reliable device and can get everything you need to get done DONE. A word from the wise, aka me, always get a phone case... that's being REAL savvy with your money. 
        
    Did I deliberately put a puppy photo to make you want to donate? Yes, I did. If you're looking for those feel-good vibes that radiate throughout your life, then consider doing something exceptionally good with your money, donating! There are so many ways to donate and so many great causes to contribute to. So why not bless a good cause or some puppies?

    I saved a perfect one for last. Whether you're in a relationship or trying to build a relationship, doing good for others always gives you that warm sense of accomplishment that you did something selfless. It's never too late to try to reconnect with someone or reach out to someone you haven't spoken to in a while. Of course, calling, texting, and messaging on social media are free ways of communicating, but spending a few dollars to write a letter with a card to mail out is always so impactful. Maybe taking some of that money to get someone flowers will do more for that person than you know. 

    Never underestimate the power of doing random acts of kindness for others. It's wonderful and powerful! So before you go to Chipotle for the third time this week, think about a person that you could make things better with or truly cherish and instead buy a cute gift for them or something as simple as a card with a heartfelt message.

   Another post in the books y'all! Thank you for clicking and reading the post. I hope I shared some new savvy ways to spend left other money from your budgeting. As always, please share this if you think it could help someone! I would love it if you subscribed by placing your email in the subscribe tab at the bottom of this page. Thank you! - CorofCor

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